MENTIONS LÉGALES
Date of last update January 13, 2023
The information contained on the website has no contractual value and is provided for information purposes only. Mereau Finance (hereinafter " Crypto Assets Management "reserves the right, at any time and without prior notice, to modify its characteristics.
The information contained in this website does not constitute an offer to the public, a solicitation, investment advice or canvassing by the company to users of the website.
The services and products presented on the website may be subject to restrictions in certain countries or with regard to certain persons. However, all users of the website should check beforehand with their usual advisers, if any, that they are entitled to subscribe to the services and products presented in view of their tax and legal status.
1 – PRESENTATION
The website https://crypto-assets-management.com (the " Website "is published by Mereau Finance.
- Company name : Mereau Finance
- Trade name : Crypto Assets Management
- Legal form : Simplified joint stock company
- R.C.S : 894 424 902 Paris
- VAT ID : FR 9389442490
- Share capital : 2,000 euros
- Head office : 14 rue Ernest Psichari, 75007 Paris
- Legal representative : Mr Tristan Goutte
- Director of publication: Mr Tristan Goutte
Crypto Assets Management undertakes to comply with all regulations relating to the establishment and operation of a website. You may contact Crypto Assets Management at any time by e-mail : tristan.g@crypto-assets-management.com
2 - SITE CONTENT
Crypto Assets Management declines all responsibility in the event of impossibility or difficulty in accessing its Site, in particular due to an Internet connection problem. Furthermore, Crypto Assets Management cannot be held liable for any direct or indirect damage, including loss of business, loss of profit and/or loss resulting from a partial or definitive interruption of service due to an Internet connection problem. Crypto Assets Management shall not be held liable for elements beyond its control, nor for damage that may be caused by the technical environment of users of this Site, including their software, computers, network equipment and any hardware used to use or access the services and/or information offered on the Site. Crypto Assets Management makes every effort to ensure that the information published on its Site is up-to-date and accurate, and reserves the right to modify its content at any time and without prior notice. However, Crypto Assets Management cannot guarantee that it has not been modified by a third party (viruses, etc.), malwareintrusion) nor exhaustiveness.
3 - HYPERTEXT LINKS
Crypto Assets Management shall not be held liable for any hypertext links from the Site to external websites.
4 -PERSONAL DATA :
All personal data collected in the forms on the Site are recorded and processed by Crypto Assets Management. The main purposes of this processing are: compliance with legal and regulatory obligations, sales promotion, internal management, statistical studies, risk assessment, the fight against money laundering and the financing of terrorism, security and fraud prevention.
At the request of administrative or judicial authorities or official bodies, in particular in the context of the fight against money laundering and the financing of terrorism, this personal data may be communicated.
In addition, personal data may be transferred to a country within or outside the European Union for various purposes. In the event of transfer to a country outside the European Union, rules have been put in place to ensure the security and protection of such data.
For more information, we invite you to consult Crypto Assets Management's personal data processing policy, which can be viewed by clicking on the following link: https://crypto-assets-management.com/politique-de-confidentialite/
Details of these rules are also available on request from Crypto Assets Management, 14 rue Ernest Psichari, 75007 Paris or by e-mail : tristan.g@crypto-assets-management.com
5 - COPYRIGHT :
The representation or reproduction, in whole or in part, of the pages, data and any other component of the Site by any medium or process whatsoever, is prohibited and constitutes an infringement if it has not obtained the prior authorization of Crypto Assets Management.
6 - SAFETY :
The Publication Director is Mr Tristan Goutte. The Site is hosted by OVH SAS, headquartered at 2 rue Kellermann - 59100 Roubaix - France, registered with the Lille Trade Register under number 537 407 926.
7 - ACCOMMODATION :
It is the responsibility of each Internet user to take appropriate measures to protect his or her computer from contamination by viruses and other malicious software. Crypto Assets Management cannot be held responsible for elements beyond its control and for any damage that may be caused to the user's terminal, in particular smartphones, tablets, computers, software, network equipment and any other equipment used to access the Site.
8 - COOKIES :
We would like to install cookies on your computer to enable smooth and secure browsing of your areas on our Site. They are not used for commercial purposes.
Cookies are valid for one month, and their storage depends on your browser settings. You can prevent cookies from being stored by configuring your browser. However, deactivating cookies will restrict access to personalized services for the company's customers.
Mereau Finance
Conflict of interest policy
In accordance with the MiFID II Directive, Article L. 54-10-5 I 4° of the French Monetary and Financial Code and Article 721-9 of the General Regulations of the Autorité des marchés financiers, Mereau Finance (the "Company") is committed to providing its customers with the highest level of service and support. Company ") has established this Conflicts of Interest Policy (the " Policy "). This Policy may be consulted by customers and prospects, as well as by Mereau Finance's other partners.
This document details how Mereau Finance minimizes and deals with conflicts of interest. It provides details of the various means used to ensure the effective implementation of procedures for identifying, preventing and managing conflicts of interest.
Purpose and scope of the Policy
The Policy defines the Company's procedures and clearly identifies the circumstances that may give rise to conflicts of interest, where the Company cannot guarantee, with reasonable confidence, that the risk of prejudice to the customer's interests will be avoided.
The Policy identifies the types of possible conflicts of interest that may arise on the technological interface operated by Mereau Finance via the portal https://crypto-assets-management.com/. The Policy describes the procedure for such identification and the measures taken by the Company.
The Policy is set out in writing and is appropriate to the size and organization of the Company, as well as to the nature, scale and complexity of our activities.
The Policy applies to the Company and its officers, employees and any other person directly or indirectly controlled by the Company ("the Company"). Persons concerned ").
As minimum criteria, the Company considers the following situations:
- the Company and/or a Concerned Person has an interest in the outcome of a service provided to the customer that runs counter to the customer's interest;
- the Company and/or the Relevant Persons have a financial or other incentive to favor the interest of a particular customer or group of customers to the detriment of its other customers;
- the Company and/or the Relevant Persons receive, or will receive, from a person, other than the customer, an inducement in connection with a service provided to the customer, in the form of money, goods or services, other than the standard commission or fee for that service;
- the Policy identifies the procedures and measures taken by the Company that are designed to ensure that Concerned Persons engaged in various business activities involving a conflict of interest (as specified above) carry out these activities at a level of independence appropriate to the Company's size and activities.
The Policy's procedures are designed to :
- prevent and control the exchange of information between Concerned Persons engaged in activities involving a risk of conflict of interest when the exchange of such information may harm the interests of one or more customers;
- separate the supervision of Relevant Persons whose principal functions involve the performance of activities on behalf of, or the provision of services to, customers whose interests may conflict, or who otherwise represent different interests that may conflict, including with those of the Company;
- eliminate any direct link between the remuneration of Concerned Persons primarily engaged in one activity and the remuneration or income generated by other Concerned Persons primarily engaged in another activity, where a conflict of interest may arise in relation to these different activities;
- take measures to prevent or limit the possibility of any person exercising inappropriate influence over the way in which a Concerned Person renders services.
Identifying potential sources of conflict of interest
Considering the services offered by the Company, potential sources of conflict of interest may arise in the following cases:
- the Company may provide services to customers who may have interests in digital assets that conflict or compete with the interests of other customers of the Company;
- commissions, remuneration and gifts, etc. granted or paid to the Company's employees by the Company on the basis of their performance may negatively affect the Customer and encourage more or less aggressive marketing tactics;
- remuneration and/or incentives granted or paid to third parties (affiliates or business introducers) on the basis of recommendations, referrals and/or integration of new customers, which may adversely affect the Customer and encourage aggressive marketing tactics;
- remuneration and/or incentives granted or paid to third parties providing services under an outsourcing agreement, if such remuneration encourages practices contrary to the interests of the Company's customers.
It should be noted that the above scenarios do not necessarily give rise to a "conflict of interest" or to any material damage for the customer, but are communicated in the interests of full transparency. The above scenarios should be considered in relation to the procedures and measures implemented by the Company to manage or limit their impact.
Managing conflicts of interest
The Company applies organizational and administrative procedures to manage and prevent any conflicts of interest that may arise and could constitute or entail a risk of prejudice for its customers.
This section of the Policy will describe the measures taken by the Company in general, as well as those taken in relation to the above list of identified potential conflicts of interest:
- General measures
- the Company has put in place procedures for the employment of persons considered knowledgeable and competent, and for the training of such employees;
- the Company will put in place procedures to monitor outsourced third parties to ensure that they are competent to perform the services assigned to them;
- the Company will implement procedures governing access to electronic data so that people working in a department do not have direct access (i.e. without authorization) to information on subjects handled by other departments, unless such data is necessary for the performance of their duties;
- the Company will implement a separation of departments/functions providing services to customers whose interests may conflict with those of other customers or with the Company's interests;
- the Company will ensure that the same employee cannot have responsibilities that pursue divergent interests;
- the Company respects the confidentiality of the information it receives from and about its customers, and applies a "need-to-know" approach. Access to confidential information is limited to those whose mission requires them to have access, and this in a proportionate and limited manner;
- the Company may erect "Chinese walls" to physically separate key Company departments in order to restrict the flow of confidential information within the Company;
- the Company may set up an internal compliance function whose responsibilities include monitoring and communicating KYC-LCBFT procedures and the Policy, as well as identifying potential conflicts of interest and making recommendations for their management/limitation. The Compliance function is also responsible for legal monitoring to ensure that the Company complies with current legislation;
- the Company will apply the "4 eyes" principle in the supervision of its activities, which involves assigning the various verification stages to different people.
- Measures relating to investment services in the Company's digital assets
The Company does not grant any preferential treatment to its customers or customer groups, and guarantees fair treatment to all its customers and their transactions. However, advantages may be granted to certain customer groups only on the basis of transparent and objective criteria (e.g. regular customers or those wishing to acquire large amounts of cryptoassets);
- Measures relating to incentives, commissions, remuneration, gifts, etc.
Employee compensation policy. In accordance with current legislation, the Company does not base the variable remuneration of its employees on factors likely to create a conflict of interest with the customers with whom they have a relationship. For employees paid a variable portion, this is therefore based on objective performance indicators within their departments.
Disclosure of conflicts of interest
Where the Company is aware of a potential conflict of interest, and where the organizational and administrative arrangements established by the Company to prevent or manage such conflict are not sufficient to ensure, with reasonable confidence, that the risks of harm to the customer's interests will be avoided, the Company will disclose this risk to its customers.
Where disclosure of such a conflict is not sufficient to manage the conflict, the Company may elect, at its sole discretion, not to proceed with the transaction or business relationship giving rise to the conflict.
The Company reserves the right to amend this Policy whenever it deems it appropriate.